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View Full Version : PayPal & Credit Card FYI



Achika
12-01-2003, 06:38 PM
I'm trying to find the guidelines for knocking my account down from premiere to personal, and I found this:

You can block payments funded by credit cards when the buyer has a bank account on file with PayPal (for all those who complain about CC funded $).

Login > Profile > Payment Receiving Preferences.

You can even block payments from non-confirmed US addresses. I hope this helps someone :)

Ro7co
12-01-2003, 07:47 PM
useful information. Thanks. Were you able to find a way to downgrade from a premier to a personal account? I looked around and the only solution I could find would be to open a second personal account. The rules state it has to have a different email, bank account, and credit card. What a pain...

Achika
12-01-2003, 08:05 PM
useful information. Thanks. Were you able to find a way to downgrade from a premier to a personal account? I looked around and the only solution I could find would be to open a second personal account. The rules state it has to have a different email, bank account, and credit card. What a pain...

I found that you can, but then as soon as it said "you cannot be covered under seller's protection policy with personal accounts" I started to stear away. It's that the "fee-less" personal account looked so appealing. You can though, I believe it's an email process. I don't want to start the process right now because I'm still mulling it over, but if you go into the help section and ask "Can I downgrade my account?" the answers will come.

esquire
12-02-2003, 05:05 PM
I'm trying to find the guidelines for knocking my account down from premiere to personal, and I found this:

You can block payments funded by credit cards when the buyer has a bank account on file with PayPal (for all those who complain about CC funded $).

Login > Profile > Payment Receiving Preferences.

You can even block payments from non-confirmed US addresses. I hope this helps someone :)

Unfortunately, this must only be an option for Premier members. It does not appear for personal accounts. I guess paypal's logic is that they want to keep hounding you to upgrade to "premium" every time some retarded buyer who can't read the terms of your auction tries to pay by paypal using a credit card, rather than just allowing you to automatically deny the payment.

On a side note for you non-premier paypal members, did you ever notice that when you get a payment by credit card and it gives you the option to "deny" or "upgrade and accept" that the "upgrade" button is like 4 times larger than the one for "deny", and that it is inconvienently close to the "deny" button, allowing for accidental upgrades? This happened to a friend of mine. He accidently hit upgrade and of course you can not go back to "personal" account status.