I never heard of the switch firing a voltage spike before. What I have read on the subject is the switch is there to allow the cartridge to work on a NTSC Nes, or a Pal Nes. So they would only have to manufacture one type of cart. Speaking from personal experience, I have played Camerica games on my top loader, and had no problems whatsoever. However, I have run into some models of the Nes that won’t play them simply due to lockouts.
About the Quattro games, I have yet to play them.