Ive been playing a long time and can't really think of anything pre Silent HIll/Resident Evil, RE had some great jump moments as did RE3 every time you would be walking along, minding your own business and then BAM "STARSSS". Silet Hill, well what nerve racking stuff.

What I find odd though is there has been a lack of those thrills for me sense those games, probably the only modern current gen game Ive been startled and creeped out by is Alan Wake.