I also think that some adjusters would crap themselves seeing some of our collection/values lists. So even if you purchase the proper amount of insurance would they adjust your claim and hose you on your sealed NES collection because you can buy NES carts at Gamestop for under $3? I think the hobby has a little ways to go before it's taken seriously by the non-gaming community.

Maybe I'm a little biased by my dislike of slicky insurance people.

There is also Loyd's of London... they insure everything, even the uninsurable. See... slicky bastards :P