The physical copy you can keep until the day you die. The digital rental(download) you can keep until the hardware breaks, because eventually they won't host the files on a server anymore and you're out a purchase then.
Just because you have a physical copy of something doesn't mean it will continue to work. There are plenty of dead cartridges and CD-Roms in the world and frankly, having multiple digital copies of something is probably a much safer approach to preservation long-term.